Affordable loans are available for just about any worthwhile purpose. Together, we will come up with a loan repayment plan to suit your needs and budget.
Most loans can be approved the same day we receive your application providing we have the information required.
Call us on 0800 240 200 if you wish to enquire about a personal loan.
Click here to go to our rates page.
For information on our loan agreements and terms and condtions click here.
Personal Loans
A personal loan is when you borrow a certain amount of money, usually for a one-off purpose.
Depending on the amount required, you may be required to give us some form of security (i.e something you provide as back-up, This is called a 'secured loan'. We've listed the different options for this below.
All personal loans are subject to a credit check.
Some options for security:
- your motor vehicle
- your savings account excluding term deposit account with ACU
Motor Vehicle Loans
You may want a loan to help pay for a car or other vehicle. If you choose to offer the vehicle as security, we can offer you a very competitive interest rate.
Motor vehicle loans are subject to a credit check.
ALL LOANS ARE SUBJECT TO MEETING CREDIT UNION BAYWIDE'S CREDIT CRITERIA
Quick and Easy Overdrafts
An overdraft from ACU provides you with quick and easy access to cash for when the unexpected occurs. Find out more here
Get up to $2,000 today* with an ACU Pocket Loan
Our Pocket Loans easily put cash in your pocket. With a structured repayment schedule and an easy to manage repayment amount, you can plan ahead and budget with ease.
Let's talk now!
Call us on 0800 240 200 or visit us in branch.
Pocket Loan details
- Interest rate 29% p.a.*
- Borrow from $100 - $2000
- Maximum term when borrowing less than $1,000 is 12 months
- Maximum term when borrowing between $1,000 - $2,000 is 24 months
- Approval fee of $50
For information on our loan agreements and terms and conditions click here.
*Variable interest rate. Terms and conditions and normal lending criteria apply. A $50 approval fee applies.
